Writing a rejection letter to an applicant

April 21, 2010
Florida Miller
123 Washington Street

Dear Ms. Miller,

There are lots of applicants that are interested in the article writing position in ABC News Paper. I am writing to inform you that we are sorry that another applicant is the one that is suited for the job opening. This is just to inform you that we are thankful for the time that you have spent in applying with us.
Our company will be keeping your resume for future job position where in you can fit in. You are considered to be one of the best candidates for the position because of your credentials.
We wish you all the best for your future endeavors.
Again, thank you.

Sincerely,
ABC Company

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Business Letter Samples

Forex Trading

What Is Forex Trading?

Forex trading is nothing more than direct access trading of
different types of foreign currencies. In the past, foreign
exchange trading was mostly limited to large banks and
institutional traders. However recent technological advancements
have made it so that small traders can also take advantage of
the many benefits of forex trading just by using the various
online trading platforms to trade.


The currencies of the world are on a floating exchange rate, and
they are always traded in pairs. About 85 percent of all daily
transactions involve trading of the major currencies. Four major
currency pairs are usually used for investment purposes. They
are: Euro against US dollar (EUR/USD), US dollar against
Japanese yen (USD/JPY), British pound against US dollar
(GBP/USD) and US dollar against Swiss franc (USD/CHF).



If you think one currency will appreciate against another, you
may exchange that second currency for the first one and be able
to "stay" in it. If everything goes as you plan it, eventually
you may be able to make the opposite deal in that you may
exchange this first currency back for that other and then
collect profits from it. As a note bear in mind that no
dividends are paid on currencies.



Transactions on the FOREX market are performed by dealers at
major banks or FOREX brokerage companies. FOREX is a necessary
part of the worldwide market, so when you are sleeping in the
comfort of your bed, the dealers in Europe are trading
currencies with their Japanese counterparts. Therefore, the
FOREX market is active 24 hours a day and dealers at major
institutions are working 24/7 in three different shifts. Clients
may place take-profit and stop-loss orders with brokers for
overnight execution. Price movements on the FOREX market are
very smooth and without the gaps that you face almost every
morning on the stock market. The daily turnover on the FOREX
market is somewhere around $1.2 trillion, so a new investor can
enter and exit positions without any problems.



The fact is that the FOREX market never stops; even on September
11, 2001 you could still get your hands on two-side quotes on
currencies. The currency market is the largest and oldest
financial market in the world. It is also called the foreign
exchange market or FX market for short. It is the biggest and
most liquid market in the world, and it is traded mostly through
the 24 hour-a-day inter-bank currency market.



When you compare them, you will see that the currency futures
market is only one per cent as big. Unlike the futures and stock
markets, trading currencies is not centered on an exchange.
Trading moves from major banking centers of the U.S. to
Australia and New Zealand, to the Far East, to Europe and
finally back to the U.S. it is truly a full circle trading game.
In the past, the forex inter-bank market was not available to
small speculators because of the large minimum transaction sizes
and strict financial requirements. Banks, major currency dealers
and sometimes even very large speculator were the principal
dealers. Only they were able to take advantage of the currency
market's fantastic liquidity and strong trending nature of many
of the world's primary currency exchange rates.



Today, foreign exchange market brokers are able to break down
the larger sized inter-bank units, and offer small traders like
you and me the opportunity to buy or sell any number of these
smaller units. These brokers give any size trader, including
individual speculators or smaller companies, the option to trade
at the same rates and price movements as the big players who
once dominated the market.


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Make Money Online

Can I Really Make Money Online?

You certainly can! You can also make money by
investing wisely or working a 9 to 5 job, or starting a
business.

Play along with me for a minute.

Let's just say that you stumbled across a message
hidden in a book in the attic of your grandmother's
house that tells you about a treasure chest filled with
gold and precious gems valued at over $1,000,000.

Now, the message tells you that this treasure is buried
under a rock, three yards north of an apple tree, in an
orchard, behind an old gray barn, a half mile west of a
big white house, on a dirt road, five miles east of
Anytown in Anystate in Anycountry.

You have never been to Anycountry. You have never
been to Anystate. You have no idea where Anytown is,
let alone finding a big white house, a barn, an orchard
etc. But you know that Grandma never lied, right? So
it's really out there.

How quickly would you buy a map?
How fast would it take you to gas up the car or buy a
plane ticket?
How would you come up with the time or money to
make the trip?

You see, it's all about commitment and belief. You
believe Grandma and you're committed to finding the
treasure chest!

The Internet has provided us with a treasure trove
of opportunity. Taking the journey, however, requires
that kind of commitment and belief.

Possibilities abound out there in cyberspace just
waiting for you.

Yeah, but . . . ? Do you suppose that Bill Gates
succumbed to the "yeah buts.?" Where would we
all be if he had?

Before you even think about a business.
Before you start toying with domain names.
Before you rush to point and click to buy a web site.

Ask yourself the following questions:

Do I believe the treasure chest is out there?
Am I willing to focus, commit and do whatever
it takes to find it?

If you answered yes to these two questions, you're
ready and I wish you Godspeed!

If I can provide you with any assistance, please let
me know. I CARE.



ABOUT THE AUTHOR


Patty Baldwin is a former Better Business Bureau
executive and the owner of several online businesses.
A successful net marketer, she invites you to visit any
one of her sites at:
http://www.allbizservices.com
http://www.4bstrading.com
http://www.allbizwealth.com
Mailto:patty@allbizservices.com

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International Trades

Taking Your Business International

Q: I'm interested in doing business internationally. I have done
some reading on the subject, but there is an awful lot to
digest. Have you had any experience in this matter and can you
suggest the best way to get started? -- P. Granger. A: Great
question, Mr. Granger, though not one I'm personally qualified
to answer since I have not had direct experience with
international sales. So like any good columnist without a clue I
can either make up something and hope it sounds semi-intelligent
or I can consult someone who really is an expert on
international sales and let him answer your question. Since my
agreement with The Times prevents me from fabricating anything
other than my true age (I'm 29), let's go with the latter.

I called on Jose Rodriguez, President of RISMED Oncology
Systems, a Huntsville company that provides high medical
technology to radiotherapy professionals around the globe, to
get his input on the subject. Jose is an old friend and client
and if anyone can give pointers on doing business
internationally, Jose is the man.

Jose believes that the decision to do business beyond your own
backyard should be based on your success as a local, domestic
business first. "Unless the business is intended to be one that
sells to international customers only, one should not jump into
international business until they have devoted the time to
develop a good local and domestic business first," Jose
recommends.

Here are a few other points Jose recommends that you keep in
mind when considering an entry into the international business
arena.

Instill Confidence In Your Customer Regardless of the type of
product or service you sell internationally, you must be ready
to provide your international customer with an even higher level
of service that you offer your domestic customers. To instill
confidence in your international customers you might have to
offer such things as around the clock telephone support,
extended warranties, and other services that help the customer
have confidence in doing business with you.

Know The Rules You must understand all of the rules and
regulations that govern international business practices in this
country as well as those in your customer's country.
Understanding the rules will allow you to provide service beyond
the expectation of the buyer and operate within the boundaries
of the law.

Understand The International Shipping Process If goods are being
shipped internationally you must have a thorough understanding
of shipping modes and regulations. Any difficulties with
shipping will always be viewed by the buyer as the seller's
responsibility, right or wrong. Understanding the entire
shipping process and having policies in place will help avoid
shipping problems and keep the customer happy.

Work With Experienced Companies Always look for experienced
companies to work with, especially when if comes to shipping,
insurance, freight forwarders, etc. Such companies are great
allies and will help keep everything in order and will also help
in solving problems related to their end of the process.

Signed and Sealed Never conduct business under verbal orders.
Always put everything in writing with the required signatures.
Doing international business is different than domestic
business. Outside the United States signatures and seals are
required to seal the deal. Don't worry about offending your
customer as this is just part of doing business internationally.

Include A Packing List If shipping goods, always do a packing
list and always number the packages (if 5 packages are being
sent, label them 1/5 [1 of 5], 2/5, etc.). If anything is lost,
they will know which package is missing and you will have sent a
packing list detailing what was in every package, making it easy
for the customer, the shipper and the insurance company to solve
the problem. Also, always insure your goods for at least 110% of
their value.

Have A Damage Policy Always have a note in your paperwork
requiring damage or losses to be reported within 24 hours.
Damage reports should be made to the customer's local delivery
company as well as to the shipping company on your end.

Signing Off If you are selling services abroad, always have the
required paperwork so that as the work is finished or as
deliveries are made, the customer signs off in agreement with
what was delivered.

Ensure Payment Depending on the amount of the sale, always
require payment in advance in U.S. currency or payment through a
letter of credit to be paid out in U.S. currency. You might also
require that the letter of credit be irrevocable and
transferable, that it allow for payments of partial shipments,
etc. The more flexible the letter of credit, the better, and
usually such clauses are yours just for the asking.

There are many other considerations you should investigate
before starting your international business, but that's a great
list to get you started.

Thanks for the great advice, Jose. I couldn't have said it
better myself.

Here's to your success!



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Safe Investments

Investments and How to Find Them

There are risks involved in all investing. The skill of investing is knowing which risks are worth taking, and which should be avoided. Finding and knowing which risks to take is the essence of good investing and the whole reason that investments can pay such a high reward. It cannot be done without careful research and analysis. You must give yourself every chance to make the right decision. Investing without carrying out sufficient research is like playing roulette. You are giving yourself virtually no chance of covering your investments and avoiding disaster.


There are certain steps you will have to take in order to give yourself a fighting chance of being a successful investor. If you are considering investing in company shares on the stock market, then you should be aware that all publicly traded companies must provide investors and potential investors with access to company financial data. This data is generally available from the company so if you are considering buying into a company, then get access to this information and satisfy yourself that the company is in a good financial state before parting with any money.



Be Aware

If you do research a company, and are taking a look at its financial position, then you should look back two to three years into the past. You probably donÂ’t need to go back further than this but if you go back less, there may be important trends in the finances that you will miss. Take special note of the quarterly statements and the revenue and earnings per share.


You should be trying to identify trends in certain figures. While these are no guarantee of what might happen In the future it is undeniable that an upward trend in revenue and profits will be a positive sign to look out for.


Once you have satisfied yourself with the basic financials of the company and that the prospects of making good profits into the future are favourable you will be in a position to consider putting money into the share. There is an ongoing debate over whether itÂ’s preferable to buy shares that will increase in value, or shares that pay good dividends and the answer to this question must always lie with the individual investor. What must be remembered however is that there is little point in chasing dividends. This refers to the practice of buying a share just before a dividend is expected to be announced. The price of the share will already have taken the dividend into account so you will be paying for it in any case.

Joseph Kenny is the webmaster of the loan information sites www.selectloans.co.uk/ and also www.ukpersonalloanstore.co.uk. At the Personal Loan Store you can find some of the latest personal loans explained in detail.

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Currency Trading

Currency Trading Tips For Beginners

Currency trading is a platform where individuals speculate on the exchange rate between two currencies. Traders buy and sell currencies hoping to realize a profit. In order to succeed in currency trading you will need a source of accurate and timely information. You'll need to familiarize yourself with a whole new language.


When you start currency trading you'll learn what a market trend is and how it will affect your trading. Trends move up, down and sideways. There are also trend classifications within market trends. These classifications are intermediate, short-term and long-term trend. You'll learn how to look at and understand basic trend lines, which is the most valuable trading. You'll learn about channel lines and support levels.


When you enter currency trading you'll be able to make sales online 24 hours a day, 7 days a week, unlike the Stock Market. Many online brokers offer commission free trading and you'll want to make sure that you have instant execution of your market orders.


A new addition to many currency trading online business sites is the ability to set up a free demo account. This is a good way to get practice about trading and learn about live quotes, charts and streaming news before you start investing with real money.


When you set up your demo account it's a good time to test the software that the company offers. If you don't like the software program, contact the company and see how similar it is to the software program you would get if you signed a contract with them. If you don't like the software program try another broker. Also, decide if you want web based or client based software. Web based software is housed on your brokers website, you won't have to install any software onto your computer. A web based software program will allow you to log in from any computer that has an internet connection. Client based software is loaded onto your computer, and can only be accessed from that computer, potentially limiting your usage.


Another thing you'll want to check before choosing an online broker is how quickly they respond to your need for help. Seeing how quickly they respond to your questions could be key in how they respond to customer needs. If you don't get a speedy and accurate reply you may not want to trust them with your business.


You'll need to have high speed internet connection in order to succeed in currency trading online. The currency trading market is a fast moving one and dial up internet access will not work well for this. Another consideration could be the location of the servers used by your broker. If your broker's servers are located quite a distance from you, say in another country, this could potentially slow down your transmissions.


Take you time and investigate online brokers. Talk with friends and family about their dealings with online brokers. Take time and do a thorough evaluation of your options before you trust anyone with your money.

This article courtesy of www.currency-guide.com

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